CaliforniaFIRST Financing


CaliforniaFirst is an energy efficiency financing program in partnership with your local government and PACE financing. CaliforniaFIRST financing applies to renewable energy and home energy efficiency upgrades. Heat pumps, furnaces, air conditioners and other home comfort systems qualify under this program.

If you are looking to upgrade or replace your heating and air conditioning system and do not want a credit inquiry, down payment, or variable rates, this financing program is perfect for you. Your approval and financing is based of the value and equity of your home, and CaliforniaFIRST can finance your new system with up to fifteen percent of the value of your home.

There are no out of pocket costs and all payments are made through your taxes so you don’t have to pay another monthly bill. And if you ever decide to sell your home and move, the balance is transferrable to the new homeowner.

Benefits of CaliforniaFIRST

  • 100% financing
  • No upfront costs
  • Borrow Based on Home Value up to 15%
  • Transferable Balance to New Homeowner
  • Bill paid through taxes
  • Multiple Terms available from 5-30 years
  • Simple Online Approval and Application

Once your system is installed to your satisfaction your CaliforniaFIRST approved contractor will be paid through the financing program without anything coming out of your pocket. The process is extremely easy with online forms and approvals. Bigham’s One Hour Heating and Air Conditioning is an approved contractor with the CaliforniaFIRST financing program.